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Go ahead, we’ve got you.

Clumsy? Adventurous? Doesn’t matter!

Life is full of risks, but insurance means you don’t have to pause. We all know life happens – a little “oops” while rushing to school, a scraped knee after chasing adventures, or kids who never seem to run out of energy. Those moments are part of living fully – and that’s exactly what our accident insurance is made for.

Whether you’re the type who can’t sit still, the one always chasing the next thrill, or a parent keeping up with your active, happy kids – we’ve got a plan that fits your lifestyle: Accident, Junior or Extreme.
With promo code GOAHEAD35, you’ll get 35% off. Just don’t wait too long – the offer is available until November 15, 2025. Available through the Balcia app, web, direct sales or brokers.
Go Ahead. Live Your Life.

Clumsy? Adventurous? Doesn’t matter!
Accident
For oops moments
Extreme
For adventure seekers
Junior
For active kids

Smart Reasons to Get Accident Insurance

For those moments you never see coming
Coverage for medical costs during the entire recovery process, including rehab.
For those moments you never see coming
Coverage for medical costs during the entire recovery process, including rehab.
Medical expenses covered up to 30 months
Temporary incapacity to work
Receive a daily payout for up to 180 days while recovering and unable to work.
Temporary incapacity to work
Receive a daily payout for up to 180 days while recovering and unable to work.
Family joy - covering costs to help you feel better after an accident.
Injuries caused by everyday activities and playing sports
In case of a serious injury, we’ll cover costs to ensure you get the best healthcare.
Injuries caused by everyday activities and playing sports
In case of a serious injury, we’ll cover costs to ensure you get the best healthcare.
Includes coverage for accidental damage to third-party health or property.

Accident

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Smart Reasons to Get Junior Insurance

Perfect for adventurous kids
From hockey to folk dancing!
Perfect for adventurous kids
From hockey to folk dancing!
If you can name the sport, it’s covered!
Worldwide coverage
Worldwide coverage of medical expenses for recovery from sports-related injuries.
Worldwide coverage
Worldwide coverage of medical expenses for recovery from sports-related injuries.
Can’t attend your camp or tournament due to injury? We’ve got your fees and travel covered!
Unique in the market
The lowest number of exclusions on the market
Unique in the market
The lowest number of exclusions on the market
Enjoying a movie or a good book? We’ll pay for it to aid your recovery.

JUNIOR

JUNIOR BUY

Smart Reasons to Get Extreme Insurance

Designed for extreme sports enthusiasts
From training sessions to casual hobbies – protection wherever you go!
Designed for extreme sports enthusiasts
From training sessions to casual hobbies – protection wherever you go!
Compensation for each day spent in hospital due to an injury.
Wide range of injuries covered
From sprained ankles and cuts to animal bites, broken bones, and even tick-borne encephalitis.
Wide range of injuries covered
From sprained ankles and cuts to animal bites, broken bones, and even tick-borne encephalitis.
We cover expenses for injuries sustained during training and tournaments worldwide.
Unique in the market
The lowest number of exclusions on the market
Unique in the market
The lowest number of exclusions on the market
For all the extreme sports you can name

EXTREME

EXTREME BUY

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Level Up as an Employer

Special offer on accident insurance for small enterprises helps you take care of your team while boosting loyalty, credibility, and peace of mind. Protect your people and your business, and stay prepared for the unexpected. Plans start from just €15 per employee.

APPLY FOR THE OFFER

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Agreements
Campaign GOAHEAD35 Terms & Conditions