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Limited offer!
-35%

ACCIDENT

You can’t always avoid the oops. But you can be ready for them. Get Accident, Junior or Extreme insurance with 35% OFF.

  • Worldwide coverage
  • Fast claims payout
  • Cancel anytime, no extra fees

Use code OOPS35 to get 35%

OFF your calculated Accident,
Junior or Extreme insurance price.
Offer valid until November 12, 2026.

Calculate & buy Buy in the App

Valid in Balcia App, web or via our partners.

The same code also works on Junior and Extreme

Same -35%, same promo code - just open the product page you need, online or in the App

Extreme

-35%

Extreme insurance – made for adrenaline seekers. Push your limits, step out of your comfort zone and go after what you love. You chase the adventure, we’ve got the rest covered.

Calculate & buy Buy in the App

Junior

-35%

From playground adventures to weekend competitions – oops can happen anywhere. Let the kids be kids. Forget the oops and choose Junior insurance – for little adventurers and peace of mind for parents.

Calculate & buy Buy in the App

Download documents

Documents
Accident Insurance Terms and Conditions NO. LV-01/01-03 Valid from 19.01.2024 Accident Insurance Product Information Document
Archive
Accident Insurance Terms and Conditions NO. LV-01/01-02 Valid till 18.01.2024
Accident Insurance Terms and Conditions NO. 01/01-01 Valid from 01.01.2022. till 14.09.2023

All necessary risks are covered

Injuries caused by everyday activities and playing sports
Critical illnesses
Temporary incapacity to work
Death and disability
Losses incurred to third parties

Now available in App

Freedom of
subscription

Freedom of
subscription

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We`ve got your back and a bit more – with our app, you unlock 3 incredible benefits:
01
Manage all your policies like a boss
02
Score bonuses from our awesome partners
03
Easily file a claim whenever neccessary

Buy Accident insurance

What others say

Davids Hilmanis
Fan of "Mini Cooper"
Davids Hilmanis
Fan of "Mini Cooper"
My trusted Mini was damaged by a careless driver. The damage wasn't much, but the cost... Thanks, Balcia, for the quick reaction and payout!
Anete Anna Krastiņa
Works in marketing
Anete Anna Krastiņa
Works in marketing
Junior insurance covered my little football enthusiast's injury and helped us get new equipment.

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Thank you for choosing Balcia

Why Balcia is your best choice?

Worldwide coverage, always
Medical expense support for 30 months post-accident
Access to support specialist consultations
Compensation of up to 300 EUR in 24 hours
Hassle-free subscription and cancellation (no extra fees!)

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