Casco
Unpredictable roads. Secured peace of mind.
A car gives you freedom, but it can also be an expensive one. No one is protected from unexpected dents, flat tires, or a random stone hitting the windshield. To keep your daily life and your wallet safe from unexpected turns, choose Balcia KASKO insurance – for your car’s protection and your peace of mind.
Balcia KASKO pricing is calculated with the help of artificial intelligence, based on various driving data. The smarter you drive, the more tailored your insurance price can be.
A cutting-edge AI tool calculates your CASCO premium based on a range of factors. So, the safer you drive, the more affordable your coverage becomes!
Download documents
Terms & Conditions
Archive
CASCO Conditions No. LV-03/01-03 Valid till 21.04.2026
Accident insurance Terms and Conditions for the Driver and Passengers of a Land Vehicle Nr. LV-01/04-02 Valid till: 18.01.2024
CASCO Conditions No. LV-03/01-02 Valid till 18.01.2024
CASCO Conditions No. LV-03/01-01 Valid from 01.04.2022 till 14.09.2023
All necessary risks are covered
Traffic accident caused by you or someone else
Damage caused by natural elements and fire
Damage caused by animals without deductible
Theft of a car and its contents
Now available in App
What others say
Davids Hilmanis
Fan of "Mini Cooper"
Davids Hilmanis
Fan of "Mini Cooper"
My trusted Mini was damaged by a careless driver. The damage wasn't much, but the cost... Thanks, Balcia, for the quick reaction and payout!
Anete Anna Krastiņa
Works in marketing
Anete Anna Krastiņa
Works in marketing
Junior insurance covered my little football enthusiast's injury and helped us get new equipment.
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Why Balcia is your best choice?
Comprehensive coverage of many risks with no deductible
Extensive standard coverage for various risks
Policy with the fewest exceptions in the market
Compensation paid within 5 days (follow up via Balcia APP)
Hassle-free subscription and cancellation (no extra fees!)
