Purchase insurance

Protect Your items from the moment of purchase!

At least once in Your life, You must have had one of these mishaps – Your child spills some tea on Your new computer, a mobile phone slipping out of Your frostbitten hands or a slightly blind neighbor perching on Your new and expensive glasses. With Balcia Purchase Insurance, You'll be protected against unexpected expenses, regardless of the warranty period, because We know that appliances tend to break down in their third and fourth year of use.

Buy electronics and other household goods in Balcia partner stores across Latvia and insure Your purchase against damage and other accidents no later than 14 days after purchase! What will You get? In the event of damage to Your purchase, the product will be repaired or replaced with the same or a similar new product.

Balcia purchase insurance coverage:
  • All-risk cover - all losses that are not exceptions to the terms are covered
  • Extended warranty - We will pay the insurance claim for any defect in the Insured Item covered by the manufacturer's warranty that occurs during the Extended Warranty Insurance Period

Six reasons

Why

You need Balcia purchase insurance
Wide coverage of risks
Very few exceptions
Worldwide coverage
You can easily cancel your policy without penalty or extra costs
The policy can be paid in up to 12 instalments without additional surcharges
Can be conveniently purchased when purchasing items from Our Partners